The 7 Best Credit Monitoring Services of 2020

The 7 Best Credit Monitoring Services of 2020

The 7 best credit monitoring services , Loan processing (or loan processing) is a department in particular in the organizational structure of banking, building societies and insurance that carries out loan servicing in the credit business.

The 7 Best Credit Monitoring Services of 2020

Best Overall: Privacy Guard

PrivacyGuard - Credit Monitoring

How we bill: plans are just $1 for the first 14 days and automatically renew monthly unless cancelled during the trial period or at any time thereafter. Plans start at $9.99 per month.


Best Free Credit Monitoring: Credit Karma

Credit Karma - Credit Monitoring

Everyone deserves to feel confident about their finances. Our job is to give you the tools, the education and the opportunities you need to make real, meaningful progress.

Thinking about your finances can be frustrating, but we’re working to make the process simpler and easier to understand for over 100 million Credit Karma members.

Most Security Features: IdentityForce

IdentyForce - Credit Monitoring

We are proud of our legacy in identity protection and the next evolution of Intelligent Identity Security with Sontiq.

Sontiq was formed in 2019, when EZShield, a portfolio company of The Wicks Group and the leader in digital identity protection and resolution, acquired IdentityForce, the #1-rated identity theft protection provider for businesses and consumers. But our story goes back much farther than that, incorporating more than 60 years of combined identity security experience and groundbreaking innovations.

Credit Monitoring 2020

Most Versatile: Identity Guard

identyguard - Best Credit Monitoring

#1 Constant Scanning

No one can say that they can prevent identity theft, but we’re getting close by monitoring millions of pieces of information that make up your identity. We’ve combined traditional monitoring with IBM Watson’s powerful scanning to detect more threats and keep you better protected.

#2 Quick Alerts

The faster you know about a threat, the faster you can act to protect yourself. We’re looking out for you 24/7 to send you the fastest alerts through mobile app notifications and email.

Best for Families: Experian IdentityWorks


Experian unlocks the power of data to create opportunities for consumers, businesses and society. At life’s big moments – from buying a home or car, to sending a child to college, to growing a business exponentially by connecting it with new customers – we empower consumers and our clients to manage their data with confidence so they can maximize every opportunity.

We gather, analyze and process data in ways others can’t. We help individuals take financial control and access financial services, businesses make smarter decision and thrive, lenders lend more responsibly, and organizations prevent identity fraud and crime.

Most Reliable Credit Score: myFICO Ultimate 3B Credit Monitoring

MyFico - Best Credit Monitoring

myFICO makes it easy to understand your credit with FICO Scores, credit reports and alerts from all 3 bureaus. See how it works, and learn how we can help you.

Best Single Bureau Monitoring: TransUnion Credit Monitoring

TransUnion - Best Credit Monitoring

After years of compromise, many consumers now expect both privacy and opportunity – seeking faster, safer and tailored transactions, while being more protective of their data and skeptical of those who want it.

You can check our article for a list of the best insurance groups. Top 10 Insurance Groups